Florence Tanner, REALTOR® 941-916-1266 - email florence@florencetanner.com
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Florence Tanner is the #1 source for waterfront and 'near the water' real estate information in Punta Gorda Florida and Port Charlotte Florida, with years of knowledge and experience in assisting buyers, and selling the Punta Gorda Isles waterfront lifestyle.
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Punta Gorda (translated as Broad Point) is located at the point where the Peace River and Charlotte Harbor meet. Browse this website for more information on Punta Gorda's early history, geography, location, cultural activities, local government, things to do, places to go, boating, fishing and golf; and the most accurate and up to date real estate listings direct from the Punta Gorda MLS. When you are ready to buy or sell, call us. We are here to help you. Thank you for your business.
PUNTA GORDA IS ONE OF THE BEST PLACES TO BUY A HOME IN FLORIDA
Punta Gorda is a great place to live and do business!
Port Charlotte has Southwest Florida's most affordable waterfront real estate.
Punta Gorda Florida is Rated the BEST by:
U.S. News & World Report names Port Charlotte, FL - “ Best Place for Affordable Housing” on its “The 10 Places to Retire in 2012
Punta Gorda Florida ranked 3rd "Best in America" place to live and golf by Golf Digest
Punta Gorda - One of the top ten sailing destinations designated by SAIL magazine
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CNN Money Magazine, Forbes, MSN, Sperling's Best Places, SAIL Magazine, Golf Digest, Florida Trend, Milken Institute, Men's Journal, Inc. Magazine, Business Development Outlook Magazine, Bizjournals.com
America's Best Places to Live - Best Small Town - Best Boating 10 Greatest Places to Sail -
Best Golf - Best Small Places For Business in 2006 - Best Performing Cities 2005 - Small Town Gem in Florida
Punta Gorda FL does it again! 2/2007 Ranked #2 America's 10 hottest retirement areas
Port Charlotte rated by CNN/Money Best Places to Retire
Sarasota rated Best place To Live by CNN/Money
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Member: National Association of Realtors®, Florida Realtors®, Punta Gorda-Port Charlotte-North Port Association of Realtors® and Mid-Florida Regional MLS.
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Despite slow job growth, consumers feel even better about ownership
WASHINGTON – May 8, 2012 – Despite slow job growth, Americans’ attitudes about homeownership, the economy and personal finances continue to improve, according to Fannie Mae’s April 2012 National Housing Survey.
The continued stabilization of consumer attitudes coupled with other positive trends should, according to Fannie Mae analysts, positively influence Americans’ decisions making about buying a home.
“This month’s survey shows a continued gradual improvement in consumer sentiment and outlook for home prices,” says Doug Duncan, vice president and chief economist of Fannie Mae. “After flatlining at depressed levels for over a year, a growing share of consumers indicates that it is a good time to sell, suggesting rising optimism for the housing market.” Duncan adds, however, that an improving real estate market is dependent on growth in jobs, and recent reports have been a bit erratic, suggesting “that the housing recovery will remain uneven this year.”
On average, Americans expect home prices to increase 1.3 percent over the next twelve months, the highest value yet recorded, while the percentage of Americans who say it is a good time to sell their home rose to 15 percent in April.
Confidence in the economy’s direction rose to a survey all-time high in April hitting 37 percent, an increase of 2 percentage points from March. Another positive trend is an increased share of respondents who reported their income as “significantly higher” from twelve months ago, taking it to the highest level recorded over the past year and 7 percentage points higher than those who reported income as “significantly lower.”
Survey highlights
The economy and household finances
• Confidence in the economy’s direction rose to the highest point in the survey’s two-year history to 37 percent, an increase of 2 percentage points from last month.
• Only 12 percent think that their personal financial situation will worsen in the next 12 months, consistent with February and March as the lowest value in more than a year.
• Twenty-three percent of respondents saw an increase in their personal income from 12 months ago, a 2-percentage point increase from March and the highest level recorded during the past year.
• Thirty-six percent say their expenses have increased significantly over the past 12 months, a 2-percentage point increase from last month and a return to the level recorded in January.
Homeownership and renting
• On average, Americans expect home prices to increase by 1.3 percent over the next 12 months, up 0.4 percentage points since last month and the highest value yet recorded.
• Thirty-two percent of respondents expect home prices to increase over the next 12 months, a slight decline from the sharp spike last month.
• Thirty-nine percent of Americans say that mortgage rates will go up in the next 12 months, consistent with last month’s value.
• The percentage of Americans who say it is a good time to buy decreased by 2 percentage points to 71 percent, while the percentage of respondents who say it is a good time to sell continued to increase this month to 15 percent.
• On average, respondents expect home rental prices to increase by 3.6 percent over the next 12 months, a 0.5 percentage point decrease versus last month.
• Forty-nine percent of respondents think that home rental prices will go up, a 1 percentage point increase from last month and the highest number recorded to date.
• Thirty-two percent of respondents say they would rent if they were going to move, a 2-percentage point increase from last month and the highest level since November 2011.
© 2012 Florida Realtors® Reprinted with permission. Florida Realtors®. All rights reserved.
Coastal construction now costs more
TALLAHASSEE, Fla. – April 20, 2012 – Citizens Property Insurance Corp., the Florida-owned insurer of last resort, stopped offering in-progress construction insurance in March. Commercial builders and homeowners must now find coverage – if available – through the unregulated surplus insurance market. In some cases, the cost of construction insurance could be four times higher than it was under Citizens.
The problem will be greater in some areas, such as the Keys, but insurers estimate that the change will raise the cost of new construction about 1.5 percent, or $6,000 on a new $400,000 home.
Florida counties that rely heavily on Citizens will feel the greatest impact. High-risk areas such as barrier islands and land within 1,000 feet of the coast already have few options in the private insurance market and will pay most for the new coverage, especially if building is scheduled during the hurricane season.
Insurance agents and professionals in the building industry told the Herald-Tribune that the change would delay some projects and possibly cancel a few. In some areas, private insurers may not offer coverage at any cost.
Not everyone disagrees with Citizen’s decision to halt coverage, however. In the case of a major storm, the state-owned insurer doesn’t have enough reserves to pay for losses. If that should happen, everyone with insurance in the state would pay a subsidy to make up for the loss. Citizens has been under great pressure to make its rates reflect the market, and it has previously dropped some other types of coverage not considered essential to its mission as a way to trim risk.
It’s also not the first time Citizens has taken builders’ risk coverage off the table. Its board voted to get rid of it in 2006, but political leaders reversed the decision after the state’s homebuilders objected. At the time, the board decided that Citizens did have the legal authority to offer the coverage.
This time, however, few developers have objected, perhaps because the weak economy has impacted the number of potential projects. Citizens had 775 active risk policies in February 2012; in 2006 during the height of the building boom, it had 6,000.
The change could make some areas, such as the Florida Keys, even more exclusive. While well-to-do buyers may easily absorb the extra cost of construction, marginal buyers could be priced out of the market. In Islamorada, a new visitors center is now affected, and it’s unclear what will happen to two grocery store chains planning to serve nearby islands.
Commercial developers must also add the increased insurance cost into their profitability calculations. In some cases, it could be enough to cancel the project altogether.
Source: Herald-Tribune, April 2, 2012, Zac Anderson; The Reporter, March 30, 2012, David Goodhue.
© 2012 Florida Realtors® Reprinted with permission. Florida Realtors®. All rights reserved
Buyers: It’s time to commit
WASHINGTON – April 20, 2012 – It’s an old investment adage that remains true: “Buy low, sell high.”
National Association of Realtors® (NAR) President Moe Veissi, who served as Florida Realtors president in 2002, explains why conditions have never been better to buy a home in an online radio interview.
The Real Estate Today interview can also be forwarded through Facebook and Twitter to friends, family and clients.
Veissi, broker-owner of Veissi & Associates Inc. in Miami, says today’s real estate market has “less folks looking, less inventory and more contracts working. … We’re just now seeing appreciation in real estate prices in some areas of the country. … This is a wonderful time to take advantage of interest rates that are lower than they’ve ever been.”
Veissi quotes investor Warren Buffet’s outlook on the current real estate market: “Warren Buffet appeared on CNBC about two weeks ago, and the young lady that was interviewing him asked where you should invest your money. Warren said, ‘If I had the capabilities, I’d buy 200,000 homes across this county … I think that housing in America today will outstrip the investment capabilities of the Wall Street blue chips over the longer term.”
To hear the five-minute radio interview and forward to friends and clients, visit the Real Estate Today website at: http://retradio.com/?p=4916.
© 2012 Florida Realtors® Reprinted with permission. Florida Realtors®. All rights reserved
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Florence Tanner, REALTOR®
Sun Realty
25166 East Marion Ave.
Punta Gorda, FL 33950
florence@florencetanner.com 941-916-1266
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PUNTA GORDA REAL ESTATE |
About Sun Realty
Headquartered in Naples Florida, Florence Tanner and the professional staff at Sun Realty provide superior real estate services: As a full-service realty company, we have the resources and staff you'll need to find the perfect Florida home. Please take a minute to tour our website and search the entire database of properties currently available in the Florida real estate markets we serve.
Punta Gorda Isles Waterfront Real Estate
Specializing in Punta Gorda Isles waterfront real estate - Florence Tanner is the #1 source for real estate information in Punta Gorda Florida and Port Charlotte Florida with years of knowledge and experience in living, investing, assisting buyers, and selling the Punta Gorda Isles waterfront lifestyle.
Buyers and Sellers, visit our Port Charlotte real estate website - www.wesellportcharlotterealestate.com
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